Trusted IVA Specialists
You don’t have to face debt alone. Our friendly team has helped thousands combine multiple debts into one – Apply For A IVA Today
- Stop interest and charges immediately
- Give you one simple monthly payment.
- Protect yourself from creditor action
- Take back control of your debts
At SLWB LTD We Work In Reasonable Contemplation Of IVA’s, We Do Not Provide Debt Advice On All Other Solutions However We Will List All Pros And Cons Of All Different Solutions and Should You Choose Another Option We Would Then Send you to Our Trusted Partner Who Would Provide You With Advice On All Other Solution. All benefits and risks of eligible debts solutions will be discussed on the initial assessment call to help you make an informed decision on the solutions available to you. Fees Apply For IVA
You can visit the Money Helper website to find out more about managing your money and to get free advice, they are an independent service set up to help people manage their money. Further Information – The Insolvency Service has produced a Guide for people struggling with debt in the United Kingdom.
Speak To Our Debt Help Specialists Today:
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What Our Clients Say About Us
Why Choose SLWB Ltd for help with an IVA
At SLWB Ltd., we specialise in finding a solution that’s right for you, we provide you with the all the information you need to make an informed decision on the solutions available to you – We provide you with the guidance needed to make a decision that works best for you
- We Listen To You
Being in debt is hard, talking about it is even harder, Our team are here to listen to you to help you find the best solution possible for you.
- We Understand
We help our clients with all kinds of different circumstances, We know how important it is to you to ensure that you get the right help for exactly what you need. We Understand you and your situation and every solution is tailored to you specifically
- We Work Together
We work with you to help you become debt free, our dedicated team are there to support and help you throughout the whole journey, let our team do the work for you, you have taken the hardest step already so let the SLWB Ltd do the rest
We Can Help You Manage Most Kinds of Unsecured Debt, Including:
How Can We Help You
At SLWB Ltd., we specialise in IVA’s, However we will provide you with all the options available to you, Should you choose an option other than ivas we would send you to our partner who would provide you with all options available
Budgeting
Administration Order
How an IVA Works and Who Can Apply
What Is an IVA?
- A legal debt solution in the UK.
- One affordable monthly repayment.
- Creditors stop chasing for payment.
- Interest and charges are frozen.
- Debt written off once it’s complete.
How UK Debt Support Works?
- We offer free and honest guidance.
- Payments based on what you can afford.
- Helps if you’ve missed or may miss bills.
- Keeps your finances under control again.
- Apply online or request a quick call back.
Who Can Apply for an IVA?
- You owe £5,000 or more in debts.
- You have at least two creditors.
- You receive a regular income.
- Our team offers free IVA advice.
- Find out if you qualify today.
Benefits of an IVA?
- One easy monthly payment.
- Interest and charges are frozen.
- Protection from bailiffs and creditors.
- Remaining debt cleared after 5–6 years.
- A clear plan to become debt-free.
IVA Pros and Cons
Like any debt solution, an IVA has both advantages and drawbacks. Understanding both sides helps you decide if this is the right path for you.
IVA Pros:
- One affordable monthly payment
- Legal protection from creditors and bailiffs
- Debt written off after completion
- No more interest or charges
- Keeps your home and essential assets safe
IVA Cons:
- Affects your credit score for six years
- Some restrictions on credit during the IVA
- Publicly recorded on the Insolvency Register
- May require budget reviews and adjustments
Applying For An IVA - 3 Simple Steps
These three simple steps are designed to help you stay calm, apply for an iva, and protect yourself to get these debts sorted
Speak to An Advisor
See your options
Contact SLWB
we’re here to Answer
all your questions
We know debt can feel overwhelming, and it’s natural to have questions before making a decision. Our FAQ covers the most common concerns about IVAs and other debt solutions so you can understand your options with confidence.
Apply For A IVA
Apply for a IVA through UK Debt Support is simple and confidential.
You can start by completing our free online assessment to see if you qualify. One of our friendly advisers will then review your situation, explain your options, and, if an IVA is suitable, help you start the application with a licensed Insolvency Practitioner.
Do I Qualify For An IVA
You may be eligible to apply for a IVA if:
You have over £6,000 in unsecured debt
You owe money to two or more creditors
You have a regular income and can afford a monthly repayment
You live in England, Wales, or Northern Ireland
If you live in Scotland, a different solution such as a Trust Deed may be more appropriate — and we can guide you to our trusted partner for that
What Debts Can Be Included In An IVA
Most types of unsecured debts can be included, such as:
Credit cards and personal loans
Payday loans
Overdrafts and store cards
Council tax arrears
Utility bills and benefit overpayments
Secured debts (like mortgages or car finance) can’t be included, but we’ll help you understand how these fit into your overall plan.
What debts can be included in an IVA?
Most unsecured debts such as credit cards, loans, overdrafts, and catalogue accounts can be included. Secured debts like mortgages cannot.
Can an IVA stop bailiffs or legal action?
Yes, once approved, an IVA stops all creditor contact and legal enforcement, including bailiff visits.
Can homeowners apply for an IVA?
Yes, homeowners can apply. Your property is usually protected, though equity may be reviewed in the final year.
How long does an IVA last?
Most IVAs last five to six years, depending on your circumstances and creditor agreement.
What happens at the end of an IVA?
Yes, but the joint account holder remains responsible for their portion unless they enter their own arrangement.
Can I Apply For An IVA Online?
Yes. You can start your IVA application online with UK Debt Support in just a few minutes.
Our free online form helps us understand your debts and situation. Once submitted, one of our debt specialists will contact you to explain your options and confirm whether an IVA is suitable.
Ready to Take the First Step?
Get confidential support to stop the stress and take back control of your finances.
SLWB LTD works in reasonable contemplation of IVAs Only, If you decide to do another solution we will provide you with the ability to speak to the free services sector who can help you.
Contact Us -:
Email us –
New And Existing Client – : clients@slwb.co.uk
Creditors -: Creditors@slwb.co.uk
Phone No. – 0161 464 0510
You can visit the Money Helper website to find out more about managing your money and to get free advice, they are an independent service set up to help people manage their money
SLWB LTD (Company No. 16451543).
Registered Office: Second Floor A, Cheadle Place, Cheadle, Cheshire, England, SK8 2JX.
Adam Southard is authorised as a Licensed Insolvency Practitioner in the United Kingdom by the Insolvency Practitioners Association, We only provide advice after completing or receiving an initial fact find where the individual(s) concerned meet the criteria for one of our insolvency solutions, therefore, all advice regarding Individual Voluntary Arrangements (IVA) is given in reasonable contemplation of an insolvency appointment.
Adam Southard is licensed to act as an Insolvency Practitioner in the UK by the Insolvency Practitioners Association. Office Holder No. 11930
What you need to know about Individual Voluntary Arrangements
(Insolvency Service)
We provide solutions to individuals throughout the UK, We Will help recommend solutions available to your circumstances in which you can then make an informed decision about which solution you qualify for is best for you and your circumstances.